Current Insurance Carriers

The Maryland Health Benefit Exchange Board of Trustees has approved the 2020 Annual Letter to Issuers Seeking to Participate in Maryland Health Connection. We thank all who provided feedback and responses to the draft.

2022 Letter to Issuers
2021 Final Letter to Issuers
2021 Carrier Application
2020 Essential Community Provider Petition
Update Existing Essential Community Provider Information

Prospective Insurance Carriers

The Maryland Health Benefit Exchange (MHBE), Maryland’s state-based marketplace, partners with insurance carriers to offer a variety of affordable and high quality insurance plans. Maryland Health Connection (MHC), a service of the Maryland Health Benefit Exchange, is the marketplace for insurance carriers to “connect” with Marylanders who need coverage.

Health insurance carriers may apply to sell qualified health plans and stand-alone dental plans through MHC. Applications must be received by the first week of July in order to participate during the following year’s open enrollment period.

Carrier Prospectus
Carrier Reference Manual
Carrier Business Agreement

Maryland Health Connection Data Reports
The Hilltop Institute SHOP Analysis, August 2018
State Health Access Data Assistance Center (SHADAC) Data
Privately Insured in Maryland’s Individual Market, 2016

For all other Carrier documents and reports, please visit the
Carriers Toolbox page.

A Valuable Partnership

The dedicated leadership and staff at MHBE strive to onboard insurance carriers with ease and efficiency.

In addition, carriers are invited to engage with MHBE in the Plan Management Stakeholder Committee (PMSC). The PMSC is the forum for communicating information on technical and operational approaches, timelines, and discussion of key integration, data exchange and policy implementation between MHBE and our partners. The PMSC’s scope covers both the individual and SHOP marketplaces.

Maryland Health Benefit Exchange values feedback from carriers. If you have a question or a suggestion for how we can partner with insurance carriers, please contact us at

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