Welcome to the Maryland Health Benefit Exchange’s (MHBE) resource site for stakeholders. The information available through this site supports our work with stakeholders. Meeting schedules and materials, career information, and procurement details are routinely posted. Additionally, the site serves as a resource for the many advisory committees and programs in progress and in development as we collectively work together to establish a health insurance marketplace that best meets the needs of all Marylanders.
Maryland has demonstrated a steadfast commitment to establishing a state-based health insurance exchange through inclusive and sustained collaboration with all stakeholders. The MHBE was established as a public corporation and independent unit of state government in 2011 in accordance with the 2010 Patient Protection and Affordable Care Act (ACA). Working with the Department of Health and Mental Hygiene (DHMH), Department of Human Resources (DHR) and the Maryland Insurance Administration (MIA), the MHBE created Maryland Health Connection where Maryland residents will explore health insurance plans, compare rates, and determine their eligibility for tax credits, cost sharing reductions (CSR) and public assistance programs such as Medicaid and the Maryland Children’s Health Insurance Program (MCHP). Once an individual or family selects one of the many Qualified Health Plans (QHP) or programs available that best meets their needs, they will then enroll in that program directly through Maryland Health Connection. Small businesses will utilize authorized brokers to find plans that best meet the needs of employees and qualify for tax credits. This “no wrong door” approach ensures access to affordable health insurance, continuity of care, and seamless transitions for individuals and small businesses.
Funding made available through federal Early Innovator, Planning and Level One Establishment grants enabled the MHBE to conduct market research; develop and establish a governance structure; procure and begin development for a new enrollment and eligibility system to support Maryland’s “no wrong door” approach in conjunction with Medicaid and DHR; hire executive staff; and engage expert consultants and stakeholder advisory groups to conduct legislatively-mandated studies on policy decisions. The Maryland Health Benefit Exchange Acts of 2011 and 2012 defined the policy and operational decisions necessary to move forward with establishing the state-based exchange in Maryland.