With one month to go before Open Enrollment begins, you can get started now to find the best plan and compare prices for 2016 (even if you’re already covered).
Now at MarylandHealthConnection.gov, you can enter your county, age, and other basic information to see what plans are available to you for 2016. You can also see the savings you may qualify for to make coverage more affordable (Need help? Watch this video).
Don’t sit back if you’re already covered: When Open Enrollment begins November 1, you can change plans to find one that better fits your needs or even costs less. Your current plan’s cost may have increased or deceased for 2016.
You can shop and compare 53 available plans from five insurance companies without having to create an account first. Plans are offered by CareFirst BlueCross BlueShield, Kaiser Permanente, Evergreen Health, UnitedHealthcare and Cigna.
Enroll by December 15 to have coverage that starts January 1 (or your coverage may start earlier if you’re eligible for Medicaid, which enrolls year-round). You can get free, local help enrolling or making changes.
Whether you’re planning to enroll for this first time or deciding whether to keep or change your plan next year, consider these four things when shopping for a plan:
- Cost: See if you have lower-cost options and compare plans at MarylandHealthConnection.gov. There may be a plan that better meets your budget and health needs for 2016.
- Providers: The doctors and hospitals in your plan may have changed. Visit your insurance company’s website or https://providersearch.crisphealth.org/ to make sure your doctor and other health care providers are covered.
- Benefits: Ask your insurance company or check your plan’s 2016 benefit booklet, which includes a description of benefits and the costs you pay when you use services, such as copayments and deductibles.
- Drugs: Ask your insurance company or check your plan’s 2016 formulary, which includes a list of covered prescription drugs.