The Affordable Care Act has made new health insurance coverage options available, and offers protections and benefits for people who are lesbian, gay, bisexual and transgender (LGBT).
Maryland Health Connection offers equal access to quality, affordable health coverage.
What you should know about your coverage options:
- You may qualify for financial help to lower the cost of a health insurance plan. Nine of 10 Marylanders who enrolled last year received this assistance to make coverage more affordable.
- All married couples, whether same-sex or heterosexual, are treated the same way in evaluating whether they qualify for financial help.
- You cannot be denied coverage based on pre-existing conditions such as HIV, diabetes or cancer.
- Plans cover a range of essential health benefits, including doctor visits, hospitalizations, reproductive health, emergency care and prescriptions. Many checkups and screenings also are covered for free, even if you haven’t met your yearly deductible.
- Insurance companies cannot discriminate based on sexual orientation or gender identity, and must offer the same benefits and costs to everyone. This includes family coverage plans for families of same-sex spouses.
- If you have HIV, you may be eligible to receive help paying for your prescription drugs costs and monthly premiums through the Maryland AIDS Drug Assistance Program if you earn less than $4,950 each month (for an individual).
You may be able to enroll now.
Open Enrollment starts this fall, but you can still enroll now if you’re eligible for Medicaid, or if you’ve recently had a major life event like getting married, having a baby or adopting, or moving to Maryland.
Visit marylandhealthconnection.gov/help or call us at 1-855-642-8572 (Deaf and hard of hearing use Relay service).