As of Aug. 13th, 606,226 Marylanders have enrolled in quality, affordable health coverage for 2015 through Maryland’s state-based insurance marketplace. That includes 123,673 people enrolled in private Qualified Health Plans (QHP) and 482,553 people enrolled in Medicaid through the marketplace since open enrollment for the year began on Nov. 15, 2014. Nearly 94 percent of all Marylanders who have enrolled through Maryland Health Connection for coverage this year received financial assistance.
The QHP total includes 5,436 people who enrolled during a tax season Special Enrollment Period from March 15 through April 30. Marylanders who owed a tax penalty because they did not have health coverage in 2014 were allowed to enroll for 2015 coverage after open enrollment ended. Of those enrollments, 1,539 were in the 18-34 year-old age group; 2,487 were 35-54, and 1,410 were in the 55+ age group.
Maryland is making substantial improvement in getting health coverage for the uninsured, according to several recent surveys. The rate of uninsured in Maryland dropped from 12.9 percent in 2013 to 7 percent in mid-2015, according to Gallup-Healthways Well-Being Index released earlier this month. Also this month, 24/7 Wall St., with other methodology, measured the uninsured in Maryland as dropping from 10.3 percent of the state’s population in 2012 to 4.9 percent this year.
Medicaid enrollment continues year-round. Marylanders can enroll in QHPs if they have had a qualifying “life change” event. Both types of coverage can be accessed through MarylandHealthConnection.gov. Open enrollment for 2016 private insurance coverage begins Nov. 1, 2015.
A year ago, 433,947 people were enrolled through Maryland Health Connection during the first open enrollment between Oct. 1, 2013 and Aug. 23, 2014. That included 355,281 individuals enrolled in Medicaid and 78,666 in Qualified Health Plans.
As of July 31, the total number of Medicaid and MCHP enrollment is 1,237,142. Compared to Dec. 31, 2013, the net change in Medicaid enrollment as of July 31, 2015 is +234,285. This figure takes into account that individuals lose Medicaid coverage because of changes in household, age and income, as well as redeterminations. Also, the total number of ACA Medicaid Expansion Adults is 220,026 as of July 31. That is newly eligible childless adults up to 138 percent of the Federal Poverty Level (FPL) and newly eligible parents 116 percent to 138 percent FPL.